Programs to fit almost any business need:
We have listed below a list of the many lease and finance programs and services Quest Financial offers to help any business grow. Please click on the links below to learn more. Choosing the right program is crucial to the success of your business. If you don’t see a program or service that exactly meets the needs of your business, please contact your financing specialist at contact us, or call us at 800-728-8873.
Equipment leasing is a financing tool used by 80% of all US business to acquire the equipment they need. The flexibility and reduced out of pocket costs associated with leasing afford these companies the ability to stay on the cutting edge by having the equipment they need today. Leasing can be used for financing 100% of the cost associated with acquiring equipment such as installation, implementation, shipping, service contracts, and even start up supplies. Fixed payments makes budgeting simple, and eliminates the concerns of the possibility of rising interest rates.
$1 Buy Out: The most popular structure used today for leasing equipment is the $1 buy out. This is the perfect structure for acquiring software or any equipment that will be in service longer than five years. The lessee at the end of the term must purchase the equipment for $1.
*Finance soft costs including installation, training, implementation, even start up supplies.
*Minimize initial out of pocket costs such as down payments, and compensation balances required by bank financing.
*Write off the entire equipment purchase depending on the cost of the equipment this year(see IRS section 179).
This is the perfect structure for equipment that will be in service for less than 5 years, or have a high rate of obsolescence. The lessee at the end of the lease term can return the equipment to the lessor and make not more payments, or they can purchase the equipment for either the equipment’s fair market value or 10% of the original cost of the equipment.
*Simplify bookkeeping by writing off lease payments each month
* Pay only for the period of time you will use the equipment.
Equipment Finance Agreements(EFA) are in essence a loan where the equipment is used as collateral. In some cases, an EFA is a great structure to acquire equipment where you build equity in your equipment acquisition but may lose some of the advantages of an equipment lease. Our EFA’s offer:
*Finance soft costs including installation, training, implementation, even start up supplies.
*Minimize initial out of pocket costs such as down payments, and compensation balances required by bank financing.
*Write off the entire equipment purchase depending on the cost of the equipment the current calendar year(see IRS section 179).
If your company qualifies for this program, you can acquire the equipment you need today without having to make a single payment until after you start using the equipment. This program offers:
*Finance soft costs including installation, training, implementation, even start up supplies.
* Maximize cash flow, by minimizing upfront costs.
*Write off the entire equipment purchase depending on the cost of the equipment in the current calendar year(see IRS section 179).
Our variety of flexible payment structures are designed to meet any business needs.
Get your equipment today, and not make a full payment for the first 90 days. This program allows your to get your equipment installed, your people trained, complete and bill for your first project before you make a full monthly payment. This program offers:
*The deferral period is typically 90 days from acceptance, but can be extended for up to 6 months.
*Finance soft costs including installation, training, implementation, even start up supplies.
* Maximize cash flow, by minimizing upfront costs.
*Write off the entire equipment purchase depending on the cost of the equipment in the current calendar year(see IRS section 179).
This program allows your company the flexibility of not having to budget for seasonal shifts in revenue. This Plan gives your company the ability to utilize the necessary equipment year round while only having payments during your peak seasonal periods. This program allows:
*Finance soft costs including installation, training, implementation, even start up supplies.
* Maximize cash flow, by minimizing upfront costs.
*Write off the entire equipment purchase depending on the cost of the equipment in the current calendar year(see IRS section 179).
This program allows your company to start with small monthly payments that increase over the term of the transaction. Make your payments mirror the revenue you receive from your equipment, eliminating most budgetary challenges. This program allows:
*Finance soft costs including installation, training, implementation, even start up supplies.
* Maximize cash flow, by minimizing upfront costs.
*Write off the entire equipment purchase depending on the cost of the equipment in the current calendar year(see IRS section 179).
For qualifying corporation, transactions can be approved without any personal guarantees.
Quest Financial Corporation offers equipment leasing and financing programs for companies less than two years in business. This program offers:
*Finance soft costs including installation, training, implementation, even start up supplies.
* Maximize cash flow, by minimizing upfront costs.
*Write off the entire equipment purchase depending on the cost of the equipment in the current calendar year(see IRS section 179).
Many businesses have short term cashflow needs. Use your existing credit card sales as collateral for a cash flow loan today, or if your business does not have credit card sales we still may be able to make cash flow loan to your company depending on your sales.
Quest Financial offers a variety of programs specifically designed to meet the needs of qualified municipalities. This program allows:
*Finance soft costs including installation, training, implementation, even start up supplies.
* Maximize cash flow, by minimizing upfront costs.
*Write off the entire equipment purchase depending on the cost of the equipment in the current calendar year(see IRS section 179).
